A husband and wife team approached us for advice on how to structure their property portfolio comprising 12 buy-to-let properties in the most tax-efficient way. They had built the portfolio over several years and were increasingly concerned about what would happen in the event of their death.
After conducting a detailed analysis of their financial and personal circumstances, we advised them to incorporate their property business into a limited company. This restructuring significantly reduced their ongoing income tax liability and provided greater flexibility for future planning.
In addition, we have since advised the couple on creating an effective succession structure, ensuring that the wealth they’ve built can be passed on to their children in a secure and tax-efficient manner.
We successfully implemented a tax-efficient demerger, restructuring the company so that each shareholder now owns their own property investment company. This was achieved without triggering Capital Gains Tax (CGT) or Stamp Duty, preserving the full value of the assets for each party.
Following the demerger, we continue to support the clients with succession planning. Our focus is on ensuring that company shares are passed on to the next generation in the most tax-efficient manner, helping to secure long-term family wealth.
